Posted on Saturday, 13th February 2010 by Admin
Credit Tip! 1. Get copies of your credit report–then make sure the information is correct. Go to www.annualcreditreport.com. This is the only authorized online source for a free credit report.
If you find an error on your credit report and you recognize the lender, contact them directly and ask for an explanation. For a minor error, they may just ask for an explanation. Some errors are just a communication issue, but don’t count on it. That’s why you need to check your credit report on a regular basis, once a year for sure.
When dealing with a credit report problem, always keep notes, any papers or other communication about the problem. If th